Smiling family looking at paperwork together, symbolizing easy benefits

A Smarter Way to Cover Your Health

Introducing the SBME Package: a unique, two-part health solution that combines affordable, first-dollar coverage for everyday needs with powerful protection against major medical costs.

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What's Included in Your SBME Package

Essentials Coverage

Your Base Plan

  • 100% Preventive Care
  • $25 Copay Primary & Specialist Visits
  • $0 Copay Telehealth & Virtual Mental Health
  • $50 Copay Labs / X-Rays
  • Generic medications from $15

Community-Based Sharing

Major Medical Protection

  • Hospital, Surgery, Accidents
  • $1,250 Initial Unshareable Amount (IUA)
  • 3 IUA maximum per household in any rolling 12-month period
  • Eligible needs shared after your IUA
  • See any provider for shared medical needs (no network on the sharing side)

Most members pay between $312 and $1,141 per month, depending on age and family size.

Rates shown reflect our bank-draft (ACH) discount. Standard rates apply to card payments.

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What Zion HealthShare members say

The sharing side of the SBME package is a Zion HealthShare membership, and Zion HealthShare publishes reviews written by its own members.

Read independent member reviews

These are reviews of Zion HealthShare membership, not of the SBME package.

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Coverage you can buy on your own

Dental is available separately through Delta Dental.

Dental coverage through Delta Dental

Looking for dental? You can enroll directly with Delta Dental, separately from your Basic Benefits membership. You'll choose your plan, confirm your eligibility, and pay Delta Dental directly.

  • AL
  • CA
  • DE
  • FL
  • GA
  • LA
  • MD
  • MS
  • MT
  • NV
  • NY
  • PA
  • TX
  • UT
  • WV
  • DC

This plan is available in Alabama, California, Delaware, Florida, Georgia, Louisiana, Maryland, Mississippi, Montana, Nevada, New York, Pennsylvania, Texas, Utah, West Virginia, and the District of Columbia. Delta Dental will confirm whether you qualify.

Get a dental quote →Delta Dental member resources

Delta Dental is the insurer and administrator of this plan and is solely responsible for its terms, eligibility, pricing, and enrollment. Basic Benefits, LLC does not offer, administer, or bill for this plan, and it is separate from your Basic Benefits membership. Following the link will take you to Delta Dental's website.